Archive for category Money Management
Protection, Benefits & Accountability: Smart Planning for Start Ups and Small Business
Posted by jjrusch1 in Budgets, Business Liability, Healthcare, Money Management, Pensions, Planning, Protection, Retirement, Small Business, Start Ups, Tax on August 6, 2012
Protection, Benefits & Accountability may not be at the forefront of new and small business owners’ minds, but they should be. Often ignored and/or glossed over by startups, these components are an essential part of basic business planning and can make the difference between success growth and failure. You know the old adage: […]
Why Most American Workers Do NOT Participate in 401(k) s
Posted by jjrusch1 in Consumer Advocacy, Investment, Money Management, Pensions, Planning, Retirement, Savings on March 10, 2012
67 percent of Americans workers aged 21-64 with access to employer-sponsored 401(k)’s do not participate in the pre-tax retirement plan. I was absolutely floored when I read this stat published by the Employee Benefit Research Institute. There had to be a typo in there somewhere. (I double checked; there wasn’t.) Virtually then, more than […]
How to Interview a Planner
Posted by jjrusch1 in Auto, Consumer Advocacy, Daily Living, Income, Money Management, Planning, Property, Protection on February 29, 2012
Staying away from illegal interview questions is vital according to a recent CBS News blog. Do not screen people for: race, color, sex, religion, national origin, birthplace, age, marriage and disability status. You can, however, “re-work some legal alternatives”. If you want to know how old someone is, ask them if they’re “over […]
Follow Your Money For Answers
Posted by jjrusch1 in Budgets, Consumer Advocacy, Daily Living, Money Management, Planning, Protection, Savings on February 27, 2012
According to the Bureau of Labor Statistics, more than half of the money we spend goes to housing and transportation. Reading about the breakdown of consumer spending, started me wondering… 1) Why do we naturally bristle at the thought of saving money? 2) Why does the discipline of wise money management overwhelm […]