Archive for September, 2011

Mature Health: Time Sensitive Changes

This is a MUST READ for Adults 65 & Up, Caregivers, Adult Children and Estate Managers!   New Changes to Part D Enrollment Period   The Annual Enrollment Period (AED) has changed for Medicare Part D plans. This is a big deal for anyone 65 and older because failure to make changes within this period […]

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What if you couldn’t work and pay bills?

    According to statistics provided by the Social Security Administration, 3 in 10 workers entering the workforce today will become disabled before they retire. If that stat isn’t staggering enough, consider the fact that 71% of Americans would find it very difficult or somewhat difficult to meet their current obligations if their paycheck was […]

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Online Auto Insurance

  Do-It-Yourself is big online today. Consumers like to pick out what they want and get quotes from the anonymity of their own computers. Except, of course, for those annoying vendors who call incessantly once you hit “submit”, people can shop incognito most of the time.   The insurance industry offers equal accessibility. Who doesn’t […]

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Pension Plans: Who’s Funding Who?

  According to studies by the Government Accountability Office (GAO), a growing number of DFP’s (Defined Benefit Plans, better known as pension plans) are funding their obligations by purchasing Hedge Funds and Private Equity Funds. While the prevalence of this usage funding is constituted in larger pension funds, their usage is not forbidden in smaller […]

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COBRA Subsidy Goes Bye Bye

  As part of the American Recovery and Reinvestment Act (ARRA) passed in 2009, the Federal Government granted a 65% subsidy for COBRA payments for workers who were laid off between September 1, 2008 and May 31, 2010. This subsidy ends today, September 1, 2011.   What does this mean for those on COBRA? The […]

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